FAQ

Do I need to send you an itemised inventory of equipment?

No, we work on a total declared value. That way if you replace a bit of kit and forget to tell us you can rest assured that it will be covered. Our free 30% limit uplift ensured that most new purchases will also be covered without you having to tell us.

 

I’m an artist who uses different session musicians – can they be covered under my policy?

Yes – we will write the policy in your stage/band name and anyone performing with you will be covered under your policy – subject to the declared sums insured.

 

What is the excess on a claim?

The excess is £150 per claim, not per item.

 

Is my equipment covered if I have to leave it in a vehicle?

Yes, unattended vehicle cover is included as standard (as long as it is out of site and the vehicle is locked)

 

Surely I don’t need Public Liability cover because the venue has it?

No, the venue’s policy will only cover their own negligence. If you or the band causes injury or damage through your negligence you will not be able to claim on the venues policy.